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Board of Directors

Andrew T. Yap

Independent Director

  • Independent Director of Century Savings Bank Corporation
  • Director and President of Bataan Water Services Corporation
  • Extensive experience in banking and finance, in particular, with Asia United Bank, ING Bank and AB Capital and Investment Corp.
  • Field of expertise include  corporate finance, investment banking and account management
  • Obtained his Bachelor of Science in Business Management – Honors Program from the Ateneo de Manila University
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Board of Directors

Atty. Jose Perpetuo M. Lotilla

Independent Director

  • Former Senior Partner in SyCip Salazar Hernandez & Gatmaitan, involved and acted as counsel for major financial institutions and corporations in  local and international banking and finance transactions including international commercial arbitration, securities law, foreign investments, lease financing ,securitization, investment banking , rehabilitation and financial restructuring ,to name a few.
  • Part of the team of Sycip Law acting as Philippine counsel to the Advisory Committee of Bank Creditors in the restructuring of Philippine Debt during the foreign exchange crisis in 1983.
  • Served as independent director of Security Bank, SB Capital Corporation, SB Securities Corporation.
  • Was Undersecretary for Legal Affairs and Civil Aviation of the Department of Transportation and Communication from 2012 to 2015.
  • Rated as sole Band 1 Philippine lawyer for several years by Chambers as a banking and finance lawyer until his retirement from Sycip Salazar Hernandez & Gatmaitan in 2011.
  • Former President of the Philippine Bar Association.
  • Obtained  his Bachelor of Economics Degree from  Ateneo de Manila University in 1976 and Bachelor of Laws Degree  from the University of the Philippines College of Law in 1980.
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Board of Directors

Delta A. Audencial

Executive Director

  • Held various key positions in Trust and Investment:  Head of Securities Services & Trust in Standard Chartered Bank (Jan. 2014-2015), VP & Trust Officer in Bank of Commerce (2009-2014)
  • Worked at various financial institutions in Australia, namely Mercer Australia as Senior Fund Administrator, Australian Wealth Management as Client Service Advisor and Equity Trustees Superannuation Limited as Fund Administrator
  • Formerly VP and Assistant Treasurer at PCCI (2004-2006)
  • Graduated BS Business Economics at UP Diliman
  • Obtained a Diploma in  Financial Services at Association of Superannuation Funds in Australia 
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Board of Directors

Jose T. Valencia

Non-Executive Director

  • Senior Partner of Maceda Valencia & Co.
  • Former Partner in Sycip Gorres Velayo & Co (SGV), the largest professional service firm in the Country.
  • Finished his Bachelor of Science in Business Administration from the University of the East.
  • Attended IMEDE, Laussane, Switzerland for his MBA.
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Board of Directors

Atty. Mia G. Gentugaya

Independent Director

  • Of Counsel in SyCip Salazar Hernandez & Gatmaitan.
  • Former Senior Partner in SyCip Salazar Hernandez & Gatmaitan, Member of its Executive Committee and Head of the Firm’s Banking, Finance & Securities Department.
  • Cited as one of the Top 100 Lawyers of the Philippines 2018 by Asia Business Law Journal, one of the leading lawyers in the AsiaLaw Profiles, the International Financial Law Review’s Guide to the World’s International Business Law Firms, the International Who’s Who of Business Lawyers, Chambers & Partners Asia-Pacific Leading Lawyers for Business, and the Legal 500.
  • Completed her Bachelor of Arts (Political Science) and Bachelor of Laws at the University of the Philippines.
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Board of Directors

Jose M. Chan, Jr.

Independent Director

  • Independent Director of Orix Metro Leasing Corporation and Director of Nissan Car Lease Philippines
  • Extensive experience in the banking industry, in particular Metropolitan Bank and Trust Co., Solid Bank Corporation, Union Bank of the Philippines and Citibank N.A., Philippine Branch
  • Obtained his Bachelor of Science in Economics and Masters in Business Administration from the University of the Philippines
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Board of Directors

Manuel Andres D. Goseco

Chairman

  • Extensive experience in treasury with banks and non-bank financial institutions 
  • Held various executive positions in Philippine Bank of Communications, EastWest Banking Corporation, Standard Chartered Bank (Manila), Deutsche Bank AG (Manila), Sun Life Asset Management Company, Inc. and AB Capital and Investments Corporation
  • Finished his Bachelor of Arts in Economics from the Ateneo De Manila University and Master of Arts in Economics from Fordham University, awarded Chartered Financial Analyst designation in 2004